About

The journey to financial freedom begins with a single dollar…

My name is Jeivin DeCosta-Mararagan. We’ve somehow crossed paths and if like me, you desire to escape from the prison of debt, your company is definitely welcome on this journey.

I grew up in a typical middle-class household in Hawai’i. If we were poor, Mom and Pops hid it very well from my sister and I while we were growing up. We always had everything we wanted and you can even say we were spoiled. We weren’t familiar with name brands and the finer things in life but as I transitioned into middle school, I wasn’t prepared for the influence that the “Joneses” would have on me.

Fast-forward 16 years. I grew up to become your typical millennial. Graduated from college with a degree I don’t use and an exorbitant amount in student loans. Tiptoeing the edge of credit card limits due to an addiction with material things and a consumerist lifestyle. And now as i stare down the barrel of a 30-year mortgage with a wedding on the horizon and hopefully kids in my crystal ball, it seems it’s a too little too late situation for my finances.

But like anything in life, it’s what you make it. I realize that this is not a story that will end in tragedy. This is Frodo and Sam walking into Mordor with the odds stacked against them to cast the ring into the fires of Mount Doom in order to defeat Sauron and win the war for Middle Earth. This is me walking into my mountain of debt and fighting to defeat it once and for all. Stay tuned to see how the story ends…